The Insurance Shell Game
The Insurance Shell Game Obtaining group health insurance has become a shell game. Every year rates go up, requiring businesses to evaluate options and consider new carriers, often settling for less coverage and benefits at higher price tags. Then, after selecting a...
The Great Resignation
The Great Resignation The Great Resignation is already in full swing, and with year-end reviews around the corner, employers should be preparing strategies to keep their workforce. Employer provided benefits continue to be one of the most important talent attraction...
Open Enrollment for Small and Mid-Sized Businesses
Open Enrollment for Small and Mid-Sized Businesses Last month, we covered open enrollment which takes place from November 1 to January 31 and what can be done to ease the process for larger businesses. There are some key differentiators for large organizations and...
Open Enrollment Season is Approaching
Open Enrollment Season is Approaching With 2021 coming to a close, that means open enrollment will be here before you know it. Open enrollment takes place once a year, from November 1 to January 31. Open enrollment is the only time to enroll in coverage unless you...
Obamacare is Lending a Helping Hand to the Uninsured
We covered in a previous blog post that President Joe Biden signed two executive orders to provide better access to affordable healthcare. One of the orders focusing on expanding enrollment in the Affordable Care Act. On the Consumer Side The special enrollment period...
The Equal Employment Opportunity Commission Issues FAQs on COVID-19 Vaccine Programs and Incentives
The Equal Employment Opportunity Commission (EEOC) recently updated its COVID-19 FAQs to address vaccine policies and vaccine incentives in the workplace.
This new and updated EEOC FAQ sheet endorses vaccine mandates and incentives under federal law, but employers should note that such programs may not be permissible under state or local law.
COBRA Premium Assistance
The American Rescue Plan Act (ARP) that was signed back on March 11 by President Joe Biden, reshaped the way millions of Americans receive and qualify for healthcare coverage. The ARP provides a temporary 100% premium subsidy for up to six months of COBRA continuation...
Hospital Price Transparency Rule
Every hospital in the United States is required to provide clear and accessible pricing information online about the services they provide. This rule was put into place starting January 1st. This information will now be provided in two different ways: A comprehensive...
All You Need to Know About Captive Insurance
A captive insurance plan, or a self-insured plan, consists of a collection of companies that come together to create a fund, otherwise known as a buying group. Captive insurance allows employers to combine employee's claims experience with other like-minded businesses...
COBRA Subsidy Provisions of the American Rescue Plan Act
The American Rescue Plan Act (ARPA), signed into law March 11, 2021, provides a 100% subsidy of premiums for employer-sponsored group health insurance continued under the Consolidated Omnibus Budget Reconciliation Act of 1986 (COBRA) and similar state continuation of...
